Cost Saving Programs for Seniors in 2026 in Buffalo, NY. Click this link- benefitscheckup.org and see what you might be of benefit to you from transporation to Supplemental Security Income.
Car Insurance ( for any one 16 and older)
Save Up to 10% for THREE Years on Your Car Insurance or up a a 4 point reduction on your license with NYSP- New York Safety Program. While we took this course in a senior center, you can take it ON-LINE or a number of places. Any AGE. Ok, it is not quick- 6 hours but saves you hundreds of dollars. This is legit. We have been doing it for years. Step 1- call your insurance to see what percentage you can get off- ranges from 7% but generally is 10% a YEAR for THREE Years.
If you have teenagers or kids in their 20’s with high insurance rates, this is a must for them.
On-Line Classes- $23.95- Register
In Person Classes- Call 718-748-5252 for closest location to you.
Medicaid, SHIP Medicare Counseling, Medicare Part D Extra Help
SNAP, Commodity Supplemental Food Program, Feeding America Food Bank Locator
LIHEAP Energy Assistance, Section 8 and Public Housing, Broadband Assistance. (also note that HEAP has been terminated by the Trump Administration in 2025 affecting 1.7 million people just in NY state)
How to Save on NYSEG Bills- EAP- low income- EEAP -moderate income– 2026. You can qualify if your income meets these parameters. You can slo call 877-400-2501 to apply.
- 1-person household: < $69,477
- 2-person household: < $90,854
- 3-person household: < $112,232
- 4-person household: < $133,609
- 5-person household: < $154,986
- 6-person household: < $176,364
- 7-person household: < $180,372
- 8-person household: < $184,380
EAP- Low Income-Once you’re approved, they will calculate your credits and automatically apply them to your energy bill. On your bill, the credit will appear as “Energy Assistance Credit” under your electricity and/or natural gas delivery charges. You will also be envollred in EmPower which offers free energy serivces such as replacement of inefficient appliances, sidewall insulation.
EEAP is designed to help moderate-income households reduce their energy burden by providing credits direct
Transportation, Home and Community-Based Waiver Programs, Adult Day Care
Transportation Assistance Programs
SSI and SSDI, Employment Training
Medicaid Buy In for Workers with Disabilities Communication Access Programs
Medicaid for Long Term Care Long Term Care Ombudsman
National Park Annual Passes, State Park Discounts, Volunteer Activities
Property Tax Relief, Income Tax Programs, Tax Prep Help
Legal Aid and Legal Hotlines, Adult Protective Services, Crisis Help Lines
State Veterans Benefits, Aid and Attendance and Housebound Benefits
Other- USDA- loans for roofs, septics, etc.
Financial Assistance for Essential Home Repairs- Erie County
https://www.rd.usda.gov/programs-services/single-family-housing-programs
Cellphones– T-Mobile has a $15 and $30 Plan and Tracfone has a $30 plan (this is for anybody, not just seniors)
TV- Roku- $18 on Amazon- one time cost. NewsOne (free) has local news stations. Has free Youtube channel, Netflix is $7.60 monthly, Paramount+ is $5.99 and Prime is $8.99. So around $22 verus what you are paying Spectrum. And, if you want total local programming you can get an aerial. This is for anybody, not just seniors.
