Private Health Insurers to Cover Home Covid Tests starting January 15, 2022- eight home tests per month.Under the new policy Americans will be able to either receive home testing kits for free under their insurance or submit receipts for the tests for reimbursement, up to the monthly per-person limit.
PCR tests and rapid tests ordered or administered by a health provider (doctor) will continue to be fully covered by insurance with no limit.Later this month, the federal government will launch a website to begin making 500 million at-home COVID-19 tests available via mail. More
The administration is trying to incentivize private insurers to cover the tests upfront and without a cumbersome reimbursement process. Insurance plans that work with pharmacies and retailers to cover the upfront costs of the tests will be required to reimburse only up to $12 per test if purchased through an out-of-network retailer. Plans that don’t move proactively to set up a network of pharmacies would have to cover the full retail price that the customer paid — which could be more than $12 per test.
